Fairway Roofing & Construction

Look for dented gutters and downspouts, granules collecting at downspout exits, and cracked or bruised shingles. A local roofer can inspect and photograph the roof, which also helps if you file a claim.

Many policies cover sudden storm damage, but coverage depends on your policy, your deductible, and the age of the roof. Get the inspection first, then talk to your insurer before signing a repair contract.

Small, contained damage usually repairs well. Widespread granule loss, many lifted or cracked shingles, or a roof near the end of its life usually points to replacement. A second opinion is cheap compared to the wrong call.

Most single family homes take one to three working days for tear off and install, weather permitting. Larger or steeper roofs take longer.

Metal costs more up front and handles hail and wind well, and it sheds heat better than dark asphalt. Whether it pays depends on how long you plan to stay and what your insurer credits.